Collateral & Non-Collateral Options
Education Loans, Forex & Insurance
Transparent educational financing with zero hidden costs or complexities.
What we do
Practical help, start to finish
- Liaison with top public and private banks for competitive education loan interest rates.
- Non-collateral and unsecured loan options for eligible master’s programs.
- Multi-currency Forex card issuance with zero markup on university fee transfers.
- Student international health and travel insurance compliant with university mandates.
How it works
Your education loans, forex & insurance process
1
STEP1
Financial Needs Assessment
Calculating total cost of attendance (tuition + accommodation + living + airfare).
2
STEP2
Bank Application & Sanction
Coordinating documentation for speedy loan sanction letter without repeated bank visits.
3
STEP3
Disbursement & Forex Setup
Direct university fee disbursement and student Forex card loading before flight.
What you'll need
- KYC documents of student and co-applicant (Aadhaar, PAN)
- Admission letter or university offer
- Income proofs and ITR returns of co-applicant (2 to 3 years)
- Collateral property documents (if applying for secured bank loans)
Questions
Education Loans, Forex & Insurance FAQs
Yes, unsecured (non-collateral) education loans up to ₹50 Lakhs - ₹75 Lakhs are available from leading NBFCs and private banks for premier global universities.
Typically after a moratorium period (course duration + 6 to 12 months after graduation), giving you time to secure employment.
Yes, most countries (such as the UK with NHS surcharge, Australia with OSHC, USA with university health plans) mandate verified coverage.